Health Insurance
Your Shield Against Uncertain Medical Costs!
What is Health Insurance?
Health Insurance, often referred to as Mediclaim, is designed to provide financial protection against medical expenses incurred due to hospitalization from accidents or illnesses. By investing in health insurance through Policy Zar, you ensure that a significant portion of your healthcare costs is covered, allowing you to focus on recovery rather than finances.
Individual Health Insurance
Tailored for individuals, this policy covers personal medical expenses, including hospitalization, surgeries, and room rent. It’s ideal for those seeking comprehensive protection for themselves
Maternity Insurance
Specifically designed to cover maternity-related expenses, this policy includes costs associated with childbirth, and prenatal, and postnatal care, making it ideal for expectant parents
Cancer Insurance
A specialized policy that provides financial assistance for cancer treatment, covering various stages of cancer to help manage treatment costs effectively
Family Floater Health Insurance
This policy covers multiple family members under a single plan. With lower premiums, it provides flexibility for any family member coverage, ensuring financial security for your loved ones
Senior Citizen Health Insurance
Tailored for those aged 60 and above, this policy addresses age-related health concerns and offers comprehensive coverage with features like cashless treatment and no claim bonus
OPD Covers Health Insurance
This plan covers outpatient expenses, including doctor consultations, diagnostic tests, and prescribed medicines, providing financial relief for day-to-day medical needs
Mediclaim Policy
A basic health insurance plan that covers hospitalization and treatment costs for illnesses and accidents, offering financial security for unexpected medical expenses.
Travel Insurance
Designed for travelers, this plan covers medical expenses, trip cancellations, and emergency medical evacuation, ensuring a worry-free experience during your travels.
Health Insurance for NRIs
This plan is tailored for Non-Resident Indians, providing health insurance coverage in India for NRIs who wish to secure their healthcare needs while visiting or staying in India.
Group Health Insurance
Offered to corporate employees, this plan is a cost-effective solution for businesses looking to provide healthcare benefits. At Policy Zar, we help organizations find the best group plans at competitive rates
What Does Health Insurance Cover?
At Policy Zar, our health insurance policies encompass a wide range of services, including:
Pre-hospitalization Expenses
Medical costs incurred before hospitalization
Ambulance Charges
Transportation fees during emergencies
Hospitalization Expenses
Room rent, treatment, and daily allowances
Post-hospitalization Expenses
Follow-up treatment costs
Accidental Hospitalization
Coverage for injuries resulting from accidents
Critical Illness
coverage for life-threatening conditions
Surgeries
Costs associated with necessary surgical procedures
Health Check-ups
Regular health assessments to ensure wellness
Day Care Treatments
Coverage for treatments that do not require overnight hospitalization
Key Features to Consider When Choosing Health Insurance
To select the ideal health insurance plan with Policy Zar, focus on these features:
Insurance Cover
Ensure coverage of at least ₹10 lakh for adequate protection
Room Rent
Choose policies with no cap on room rent to avoid limitations during hospitalization
Copay
Opt for plans with 0% copay to ensure full claim coverage without deductions
Pre-Existing Disease Waiting Period
Choose plans with shorter waiting periods for pre-existing conditions
Cashless Hospital Network
A wide network of cashless hospitals ensures smooth, upfront-free treatment
Premium
Policy Zar helps to compare options that best fit according to your needs, price
Benefits of Health Insurance with Policy Zar
Financial Security
Protects your savings from major medical expenses, allowing you to focus on recovery
Mental Peace
Provides peace of mind by preparing you financially for emergencies
Comprehensive Coverage
Covers both illnesses and accidents
Pre-Existing Disease Coverage
After a waiting period, pre-existing conditions are also covered
Cashless Treatment
Access a wide network of cashless hospitals for seamless treatment
Tax Benefits
Premiums are eligible for tax deductions under Section 80D, with savings up to ₹75,000 per year
Why Choose Policy Zar?
Policy Zar prioritizes your health and financial well-being by offering:
Expert Guidance
Personalized support to navigate health insurance options.
Comparison
Helps you compare policies to find the best fit for your needs and budget.
Customer-Approach
Transparent policies, easy claim processes, and reliable support.
Trusted Network
Partnerships with a range of insurers and hospitals guarantee quality care.